Credit Assessment Associate null

Responsibilities

• Determining appropriate credit risk rating and credit limit through commercial and full financial analysis, along with a recommendation of credit terms
• Execution of appropriate actions identified to mitigate credit risks of a customer such as negotiation and management of security necessary to support higher-risk exposures
• Analysis of the overall credit exposure and re-assessment of creditworthiness of customers based on re-evaluation triggers and timelines and ensure customer assessments are done according to set SLAs
• Ensuring business continuity by proactively and reactively managing account reviews and actions on blocked sales orders, and consequently dealing with risk implications associated with exposures beyond current approved credit limits
• This position will also be responsible for building business partnerships with key stakeholders within Finance Operations, Finance in the Business, OTC and Sales through open and regular engagements to ensure alignment of business objectives across teams, smoother ways of working to ease delivery of the functional plan.
• The position will likewise be responsible for engaging and managing relationships with external Shell customers, to ensure that a balance of risk and reward is maintained and communicated.
• Ensure controls are operated effectively and in a timely manner with proper understanding, suggest improvements and identify gaps within the CA scope
• Assist and escalate issues to the Team Manager in a timely manner

Skills and Requirements

• Candidate must possess a Bachelor/Degree in Finance/Accounting/Economics or equivalent
• Able to work under high time pressure and meet deadlines; independent with minimal supervision
• Good knowledge of financial statements, strong analytical, problem-solving and critical thinking skills
• Strong interpersonal and communication skills, persuasive and firm in discussions (internal and external discussions)
• Results-focused team-player, with excellent communication skills and strong drive
• well versed with GSAP/GFN/AX/High Radius/SalesForce systems